Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency, located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is more than just an insurance agency; it's a dedicated partner for Arizona's skilled trade professionals. We understand the unique risks and demands faced by contractors operating right here in the heart of Phoenix. Our mission is simple: to provide tailored insurance solutions that protect your business, your people, and your bottom line, all while navigating the complexities of insurance with your best interests in mind.
Operating out of our Phoenix office, The Contractor's Choice focuses exclusively on the insurance needs of contractors, subcontractors, and other trade professionals within this specific community. We pride ourselves on our deep understanding of the Phoenix construction landscape, from the commercial high-rises downtown to the residential projects in the surrounding neighborhoods. This local expertise allows us to offer relevant coverage options and sound advice grounded in the realities you face every day.
As a specialized agency, we don't offer the broad range of financial products found at larger institutions. Instead, we concentrate our resources and knowledge on the insurance policies that matter most to contractors like you. Our team is composed of professionals who genuinely understand the construction industry, the types of projects undertaken, and the specific exposures inherent in your work. We are committed to building lasting relationships based on trust and a thorough understanding of your business.
At The Contractor's Choice, we offer a comprehensive suite of insurance products designed specifically for contractors working in Phoenix. Our core offerings include:
General Liability Insurance: This is essential coverage designed to protect your business from claims of bodily injury, property damage, personal injury (like libel or slander), and advertising injury occurring on your job sites or as a result of your business operations within the Phoenix area.
Commercial Property Insurance: Safeguard your Phoenix business location and equipment against damage caused by events like fire, windstorms, vandalism, or other covered perils specific to the Arizona climate and environment.
Workers' Compensation Insurance: A critical requirement for any business with employees in Arizona, this insurance provides crucial medical coverage and wage replacement benefits for workers injured on the job at your Phoenix construction sites or offices.
Commercial Auto Insurance: Protect your fleet of vehicles – trucks, vans, equipment – used for your Phoenix contracting work. This policy covers liability for accidents involving your drivers and protection for your vehicles.
Business Owner's Policy (BOP): Often a favorite among smaller contractors, the BOP bundles essential coverages like General Liability and Property Insurance into a single, cost-effective package tailored for your Phoenix business.
Commercial Umbrella Insurance: Provides excess liability protection beyond the limits of your underlying insurance policies, offering an extra layer of defense against large, catastrophic claims that might arise from your Phoenix operations.
Choosing an insurance partner like The Contractor's Choice means more than just securing policies. It means gaining access to knowledgeable support. We understand that insurance isn't just a paperwork exercise; it's a vital risk management tool. Our team is readily available to:
• Explain complex policy terms and coverage limits clearly
• Assist with the claims process if unfortunate incidents occur
• Offer guidance on risk mitigation strategies specific to Phoenix jobsites
• Provide prompt service and dedicated support when you need it most
Whether you're a seasoned contractor managing large-scale commercial projects in Phoenix or a smaller business just starting out, The Contractor's Choice is here to help you navigate the insurance landscape effectively. We take pride in our commitment to the Phoenix community and the contractors who build and maintain it.
Reach out to us today at 844-967-5247 or visit our website at https://contractorschoiceagency.com/ to learn more about how we can protect your business operating right here in Phoenix.
Frequently Asked Questions
1. What types of contractors do you serve in Phoenix?
The Contractor's Choice at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, serves a wide range of contractors operating locally, including general contractors, specialty subcontractors (like electricians, plumbers, HVAC technicians, drywall hangers, painters, landscapers, and more), construction managers, and small contracting firms based in Phoenix.
2. Is Workers' Compensation mandatory for contractors in Arizona?
Yes. In Arizona, contractors and subcontractors who employ one or more workers are legally required to carry Workers' Compensation Insurance. The Contractor's Choice can help ensure you meet this vital requirement and understand the specific coverage needed for your Phoenix workforce.
3. How does the insurance process work for a new contractor starting in Phoenix?
Getting started with The Contractor's Choice is straightforward. You can contact our Phoenix office at 844-967-5247 or visit our website at https://contractorschoiceagency.com/. We'll discuss your business type, size, project scope, and specific risks in the Phoenix area. Based on this information, we'll recommend appropriate coverage options and help you complete the application and underwriting process efficiently.
4. What should I do if I have a claim on a job site in Phoenix?
If an incident occurs on a job site in Phoenix and results in injury or property damage, it's crucial to notify The Contractor's Choice immediately, typically within 24-48 hours. We handle the claims process from our Phoenix location, guiding you through the necessary steps to ensure your claim is managed effectively and in compliance with Arizona regulations.
5. Can you help me understand my insurance policy documents?
Absolutely. Insurance policies can be complex. The Contractor's Choice offers ongoing support and clarification services. If you have questions about your coverage limits, exclusions, or what is included in your policy for your specific Phoenix business operations, our team is here to help you understand your protection clearly.