Contact Information
Address:
390 park st #496 Birmingham mi 48009
Lendrue Your trusted partner for mortgage refinancing and new home purchase loans. Whether you’re looking to lower your monthly payment, shorten your mortgage term, or secure financing on your dream home, our team is dedicated to finding the loan solution tailored to your needs. With transparent service, competitive rates, and hands-on support at every step, Lendrue makes navigating home financing simpler and more accessible. We’re committed to delivering clarity, trust, and value to every homeowner or homebuyer we serve.
390 park st #496 Birmingham mi 48009
Lendrue - Your Trusted Partner for Mortgage Refinance and New Home Purchase
Located at 390 Park Street, Suite #496, Birmingham, MI 48009, Lendrue is dedicated to serving the financial needs of homeowners and aspiring buyers right here in our community. We understand that navigating the complexities of mortgages can be daunting, which is why we strive to be your trusted partner, offering clarity and support throughout the process, whether you're looking to refinance an existing loan or take the significant step towards purchasing a new home.
Mortgage Refinance Services in Birmingham
Refinancing your mortgage can be a powerful financial tool, offering opportunities to lower your monthly payments, shorten the loan term, switch from an adjustable-rate to a fixed-rate mortgage, or access the equity built up in your home through a cash-out refinance. At Lendrue, our experienced team is focused solely on helping Birmingham homeowners achieve these goals. We analyze your current loan terms, credit profile, and market conditions to find the most advantageous refinance options tailored specifically to your financial situation and objectives. We pride ourselves on providing personalized guidance and competitive rates designed for the local Birmingham market.
New Home Purchase Loans for Birmingham Residents
Purchasing a home is one of the most significant investments you'll make. Our team at Lendrue is well-versed in the intricacies of securing a mortgage for new home purchases in the Birmingham area. We work with various loan products to help you qualify for the home you desire. From conventional to FHA, VA, and conventional loans, we guide you through the pre-approval process, helping you understand your borrowing power and the requirements needed to purchase a property in Birmingham. Our goal is to make the home buying journey smoother and less stressful for our clients right here in our hometown.
Choosing Lendrue means choosing a local resource committed to understanding the unique aspects of the Birmingham housing market. We are focused on providing exceptional service from the initial consultation through closing. Our team is readily available to answer your questions and provide the support you need.
For detailed information about our mortgage services or to get started with your application, please visit our website or give us a call.
Frequently Asked Questions
Q1: What types of mortgage rates do you offer for refinancing in Birmingham?
A1: We offer a range of mortgage products suitable for refinancing, including fixed-rate mortgages for stability and potentially lower payments over time, and adjustable-rate mortgages (ARMs) which might offer an initial lower rate. Our team will evaluate current market conditions and your personal financial goals to recommend the most suitable option for refinancing your home in Birmingham.
Q2: Am I eligible to refinance my home loan with Lendrue?
A2: Eligibility depends on factors such as your current loan type, remaining loan-to-value ratio (LTV), credit score, income stability, and overall financial health. We conduct a thorough review of your financial situation to determine if refinancing is a viable option for you as a homeowner in Birmingham. We aim to find solutions even if you don't meet traditional lending criteria.
Q3: How long does the mortgage application process take for a new home purchase?
A3: The timeline can vary based on individual circumstances, loan complexity, and the speed of documentation. Generally, the process from pre-approval to closing can take anywhere from 30 to 45 days. We work efficiently to streamline the process, providing clear communication and guidance each step of the way for clients purchasing a home in Birmingham.
Q4: Can Lendrue help me find a first-time homebuyer program in Birmingham?
A4: Absolutely. We are familiar with various first-time homebuyer assistance programs available, which may include grants, low-down-payment options, or favorable loan terms. We can discuss these programs and how they might apply to your situation if you're looking to buy a new home in Birmingham.
Q5: How can I contact Lendrue for a mortgage consultation at our Birmingham location?
A5: You can reach us directly by calling 833-581-1144. Our team is ready to answer your questions and provide detailed information about our mortgage refinance and new home purchase services specifically for residents and businesses located at 390 Park Street, Suite #496, Birmingham, MI 48009.